TERMS & CONDITIONS
LAST UPDATED: August 20, 2026
Welcome to BRDGE Insights LLC ("BRDGE", "Company", "we", "us", or "our"). BRDGE operates https://www.brdgeinsights.com/ (the "Site") and the Strēm platform (the "Portal"), an online proprietary AI-powered investment research tool that provides stock analysis, company fundamental evaluation, market trend exploration, and related services ("Services"). The Strēm platform allows "Registered Users" (individuals and employees of participating companies subject to a Service Agreement or clickwrap acceptance at checkout) to leverage artificial intelligence to analyze financial data, conduct investment research, and access related tools.
Before using the Site or Portal, please read all of the following terms and conditions ("Terms") so that you fully understand the Services BRDGE agrees to provide and your obligations while using the Site and Portal. These Terms also apply to any person, registered or not, navigating the Site ("You" and "Your"). Your access to and use of the Site and Portal is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Services. By accessing or using the Site and/or Portal, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have permission to access the Site and/or Portal or use the Services.
For your protection, BRDGE also has a Privacy Policy outlining what BRDGE can and cannot do with your account information and any other information BRDGE obtains from or about you through your use of the Site and Services, which is incorporated by reference. You can read our Privacy Policy here.
1. Acceptance of the Terms
The Site, Portal, Services and each part thereof are provided to you only in accordance with these Terms. By using the Site, Portal, and/or Services, you agree to be bound by the entirety of the Terms. BRDGE reserves the right to update the Terms at any time. We will notify you of material changes by:
Posting the updated Terms on our website
Sending notice to your registered email
Displaying a notification on our platform
It is your responsibility to periodically check the Terms for updates. Your continued use of our Services after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the Terms or to any of the updates to the Terms, your only recourse is to discontinue use of the Site, Portal, and Services.
2. Eligibility
THE SITE, PORTAL, AND SERVICES ARE NOT AVAILABLE OR TARGETED TO PERSONS UNDER THE AGE OF 18 OR TO ANY USERS PREVIOUSLY SUSPENDED OR REMOVED FROM THE SITE OR PORTAL BY BRDGE.
In order to use the Site, Portal, and/or Services, you must:
Be at least 18 years of age
Be fully able and competent to enter into and comply with these Terms
Not have been previously suspended or denied permission to use the Services by BRDGE
Not be prohibited from using the Services under any applicable laws or regulations in your jurisdiction
The Services are initially intended for users based in the United States. However, Services may expand to international users in the future.
By using our Services, you represent and warrant that you meet all of the eligibility requirements described above.
3. Two-Tier Service Structure
BRDGE operates with two levels of terms and access:
3.1 Public Website (brdgeinsights.com)
Anyone on the internet can access the public-facing website to learn about our AI-Powered Investment Research Tool. Basic Terms and Conditions and Privacy Policy apply to all website visitors.
3.2 Strēm Platform (Portal)
Access to the Strēm platform requires:
Acceptance of these Terms and the Privacy Policy
Completion of the applicable subscription and payment process
Completion of onboarding
Receipt of login credentials
Execution of a separate Service Agreement (Enterprise License holders) or clickwrap acceptance at checkout (Professional and Team License holders)
Enhanced Terms and Conditions apply to all Clients and Registered Users with portal access, with certain provisions varying based on the License type as described in Section 4.
4. License Types and Subscription Structure
BRDGE offers the following License types, each with distinct account structures, billing, and onboarding processes. All License types are subject to these Terms in their entirety.
4.1 Professional License (Individual)
A Professional License grants one individual user access to the Strēm platform for their own professional investment research use. Key features of a Professional License include:
One individual user account
The user serves as their own account holder and administrator
No separate Service Agreement required; access is granted upon clickwrap acceptance of these Terms at checkout
Billing is available monthly or annually (annual billing available at a discount)
4.2 Team License
A Team License grants access to a defined number of users within a group or organization. Key features of a Team License include:
One primary account holder/administrator plus additional user seats as specified in the selected tier
No separate Service Agreement required; access is granted upon clickwrap acceptance of these Terms at checkout
Billing is available monthly or annually (annual billing available at a discount)
4.3 Enterprise License
An Enterprise License grants access for larger organizations with a full Master Account and User Account structure. Key features of an Enterprise License include:
One Master Account managed by a designated Primary Contact/Administrator
Multiple individual User Accounts for Registered Users, up to the number permitted by the applicable subscription tier
A separate Service Agreement is required prior to account activation and must be executed via e-signature
Billing is on a quarterly basis unless otherwise specified in the Service Agreement
4.4 License Tier Step-Up and Upgrade Requirements
The following thresholds govern the automatic step-up from one License tier to the next. Clients are responsible for monitoring their user count and usage and for notifying BRDGE proactively when approaching any applicable threshold.
Professional to Team Upgrade
A Professional License is limited to one (1) user. If a Professional License holder requires access for additional users, they must upgrade to a Team License prior to adding any additional users. BRDGE reserves the right to deny additional user access to any account operating under a Professional License.
Team to Enterprise Upgrade
A Team License is limited to nine (9) user seats. The following thresholds apply:
Soft Threshold (8 Users): Upon a Team License account reaching eight (8) Registered Users, BRDGE will contact the Client's primary administrator to initiate a conversation regarding the applicable seat limit and the availability of an Enterprise License upgrade. The Client may continue operating under the Team License while the Parties discuss the appropriate Enterprise structure and pricing. Each additional seat after the initial five (5) seats under the Teams plan is $1000 / month. There can only be one administrator account per Teams account. In the event you need more than one administrator account you will need to upgrade to an Enterprise Account.
Auto-Upgrade Threshold (9 Users): A Team License account may not exceed nine (9) Registered Users. Upon a Team License account reaching nine (9) Registered Users, the account will be automatically flagged for a mandatory upgrade to an Enterprise License. BRDGE will notify the primary administrator, and the Parties will be required to execute a Service Agreement before any additional User Accounts may be created. Existing users will retain uninterrupted access to the platform during the transition period, provided the Client cooperates in good faith to complete the upgrade process in a timely manner. BRDGE reserves the right to suspend the creation of additional User Accounts until a Service Agreement is executed.
5. Demonstration Process
5.1 Scheduling Demonstrations
Potential clients may request product demonstrations. Demonstrations may be conducted via:
Zoom
Google Meet
Microsoft Teams
In-person meetings
5.2 Demonstration Attendance
There is currently no limit on the number of attendees per demonstration
Multiple demonstrations may be scheduled for different user groups or management levels
Demonstration participants do not receive login credentials
5.3 Demonstration Content
During demonstrations, BRDGE representatives will show the platform in real-time, which may include:
AI Chatbot functionality
Dashboard features
Watchlist capabilities
News and analytics tools
Coverage management features
5.4 Information Collected
BRDGE may collect feedback, additional contact information, and notes about your firm's needs during demonstrations. See our Privacy Policy for details.
6. Service Agreement and Account Creation
6.1 Enterprise License: Service Agreement Required
Access to the Strēm platform for Enterprise License holders is only available once a Service Agreement has been executed between BRDGE and the Client. The Service Agreement is separate from these Terms and will be sent through an e-signature program prior to granting access to the Portal.
6.2 Professional and Team License: Checkout Acceptance
Professional License and Team License holders access the Strēm platform upon completion of the checkout process, payment, and clickwrap acceptance of these Terms and the Privacy Policy.
6.3 Information Required
Upon subscribing, Clients must provide accurate and complete information, which may include:
Full name (individual users) or company name (Team and Enterprise)
Address
Phone number
Platform administrator name (Team and Enterprise)
Type of firm, if applicable (e.g., RIA, Hedge Fund, Asset Management)
Valid email address
Payment information
Any additional information reasonably requested by BRDGE
This information is used to create and manage your account.
7. Accounts
The Services are only available to Registered Users once you have an active account. The structure of your account depends on your License type.
7.1 Professional License Account
Professional License holders will have one individual account. The user serves as the sole account holder and administrator. There is no separate Master Account or User Account distinction.
7.2 Team License Account
Team License holders will have one primary administrator account plus the number of user seats included in their selected tier. The administrator is responsible for managing user access within the team.
7.3 Enterprise License: Master Account
Each Enterprise Client organization may only have one Master Account. When a Service Agreement is executed:
BRDGE will create a Master Account using the company information provided
The designated Primary Contact will serve as the initial Administrator
The Primary Contact will receive an email invitation to complete account setup, agree to these Terms and the Privacy Policy, and create a password
Additional Administrators may be named and administration privileges may be transferred
7.4 Enterprise License: User Accounts
The number of User Accounts available depends on the Client's subscription tier
Each Registered User within the Client organization will have their own individual User Account
User Accounts are created by the Administrator or through invitation
Each individual may only have one Account
7.5 Account Information Requirements
Regardless of License type, when signing up for an Account you must provide complete and accurate information. You agree to keep your information up-to-date at all times. You must provide verification of this information at any time if requested by BRDGE.
7.6 Administrator Responsibilities (Team and Enterprise)
If you serve as an administrator for a Team or Enterprise account, you warrant that you are permitted to create and maintain an account for that group and that you will represent them accurately. In the event that you no longer qualify to hold an account (for example, you no longer work for the sponsoring organization), you must cease use of the account immediately and transfer ownership as instructed by the entity with account ownership.
7.7 Account Security
You are responsible for:
Maintaining the confidentiality of your login credentials
All activities that occur under your Account
Not sharing your account credentials with others
Notifying BRDGE immediately at support@brdgeinsights.com if you learn of any unauthorized access to your Account
BRDGE is not liable for any losses resulting from unauthorized access to your Account; likewise, you will be liable to BRDGE for any losses caused to BRDGE resulting from unauthorized access to your Account.
7.8 Account Restrictions
You must not:
Share your account credentials with others
Create multiple accounts to circumvent restrictions
Allow others to access your Account without authorization
Use another person's Account without permission
8. Subscription, Payment, and Fees
8.1 Subscription Required
Access to the Strēm platform requires a paid subscription. Subscription terms, tiers, and pricing are defined in your Service Agreement (Enterprise) or as specified at checkout (Professional and Team).
8.2 Fees
BRDGE reserves the right to charge fees for the use of the Services, including to create an Account or to use specific features of the Portal and Services. Fees and terms relating to the Services are included in a separate Service Agreement (Enterprise) or presented at checkout (Professional and Team), incorporated by reference.
8.3 Payment Processing
Payments for Services shall be processed by Stripe, an outside third-party service provider. Stripe shall be solely liable for payment processing issues, and your use of Stripe's services shall be subject to Stripe's terms, conditions, and policies. Stripe's Privacy Policy can be viewed at https://stripe.com/privacy.
8.4 Payment Authorization
By subscribing, you authorize us to charge your payment method for:
Initial subscription fees
Recurring subscription fees
Any applicable taxes
Any other fees specified in your Service Agreement or at checkout
8.5 Billing Frequency
Billing frequency depends on your License type:
Professional License: Billed monthly or annually. Annual billing is available at a discount.
Team License: Billed monthly or annually. Annual billing is available at a discount.
Enterprise License: Billed quarterly, unless otherwise specified in the applicable Service Agreement.
8.6 Automatic Renewal
Auto-Renewal Disclosure
ALL BRDGE SUBSCRIPTION PLANS AUTOMATICALLY RENEW AT THE END OF EACH BILLING CYCLE UNLESS CANCELLED IN ACCORDANCE WITH THE CANCELLATION PROCEDURES SET FORTH IN THIS SECTION. BY SUBSCRIBING TO ANY BRDGE LICENSE, YOU AFFIRMATIVELY CONSENT TO THESE AUTO-RENEWAL TERMS.
The specific renewal terms for each License type are as follows:
Professional License: Automatically renews on a monthly or annual basis, depending on the billing cycle selected at checkout, at the then-current subscription rate.
Team License: Automatically renews on a monthly or annual basis, depending on the billing cycle selected at checkout, at the then-current subscription rate.
Enterprise License: Automatically renews in accordance with the renewal terms set forth in the applicable Service Agreement.
Renewal Notice
For Professional and Team License holders subscribed to an annual billing cycle, BRDGE will provide written notice of the upcoming renewal no fewer than thirty (30) days and no more than sixty (60) days prior to the renewal date. Notice will be sent to the email address associated with your account. It is your responsibility to keep your contact information current and accurate. Failure to receive a renewal notice due to an outdated or inaccurate email address does not relieve you of your renewal obligations.
For monthly billing cycles, the subscription will renew automatically each month without additional advance notice beyond this disclosure.
Fee Changes Prior to Renewal
If BRDGE intends to change the subscription fee applicable to your License at renewal, BRDGE will provide written notice of the new fee no fewer than thirty (30) days prior to the renewal date. If you do not wish to renew at the new fee, you must cancel your subscription prior to the renewal date in accordance with the cancellation procedures below.
California Residents
If you are a California resident, the following additional terms apply pursuant to the California Automatic Renewal Law (California Business and Professions Code Section 17600 et seq.):
The automatic renewal terms disclosed above constitute a clear and conspicuous disclosure of the auto-renewal offer terms as required by California law.
Your subscription will automatically renew at the end of each billing cycle, and your payment method on file will be charged, unless you cancel prior to the renewal date.
You may cancel at any time by following the cancellation procedures set forth above.
If BRDGE makes any material change to the auto-renewal terms, BRDGE will provide you with clear and conspicuous notice of such change and obtain your affirmative consent prior to implementing the change.
Any free trial or promotional offer provided by BRDGE that converts to a paid subscription will include advance notice of the conversion and the applicable subscription rate prior to the conversion date.
New York Residents
If you are a New York resident subscribed to an annual or longer-term billing cycle, the following additional terms apply pursuant to the New York General Obligations Law Section 5-903 and applicable New York automatic renewal statutes:
BRDGE will provide written notice of the upcoming renewal no fewer than fifteen (15) days and no more than thirty (30) days prior to the renewal date, in addition to the general notice provisions described above.
Notice will be sent by email to the address associated with your account and, where required, may also be sent by first-class mail to the billing address on file.
If BRDGE fails to provide the required renewal notice, you may cancel the renewed subscription without penalty following the renewal date by notifying BRDGE in writing within a reasonable time after the renewal date.
Other Jurisdictions
BRDGE complies with applicable automatic renewal and subscription cancellation laws in all jurisdictions in which it operates. If you believe additional state or local automatic renewal requirements apply to your subscription, please contact us at support@brdgeinsights.com.
8.7 Subscription Tiers
Your subscription tier determines:
The number of User Accounts or seats available (Team and Enterprise)
Access to specific features and tools
Billing frequency and pricing
Tier changes (upgrades or downgrades) are subject to the terms in your Service Agreement (Enterprise) or as specified at checkout (Professional and Team).
8.8 Payment Failure
If payment fails, we may:
Suspend or terminate your access
Attempt to collect payment through alternative methods
Charge late fees as permitted by law
8.9 Refund Policy
All subscription fees paid to BRDGE are non-refundable except as expressly set forth in this Section or as required by applicable law. Cancellation of your subscription does not entitle you to a refund of any fees already paid, including any prepaid fees for the remainder of a billing cycle or subscription term.
8.9.1 Monthly Subscriptions (Professional and Team)
For subscribers on a monthly billing cycle, no refunds will be issued for any portion of the current monthly billing period following cancellation. Your access to the Services will continue through the end of the paid monthly period, after which your account will be deactivated.
8.9.2 Annual Subscriptions (Professional and Team)
For subscribers on an annual billing cycle, no refunds will be issued for any unused portion of the annual term following cancellation. Your access to the Services will continue through the end of the paid annual period, after which your account will be deactivated. Annual subscribers who cancel within 7 days of their initial subscription date and have not materially used the Services may be eligible for a full refund at BRDGE's sole discretion.
8.9.3 Enterprise License
Refund terms for Enterprise License holders are governed by the applicable Service Agreement and Order Form. In the absence of any express refund provision in the Service Agreement, all fees are non-refundable.
8.9.4 BRDGE-Initiated Termination
If BRDGE terminates your subscription without cause prior to the end of a prepaid billing period, BRDGE will issue a pro-rata refund for the unused portion of that prepaid period. No refund will be issued if termination is due to your violation of these Terms, the Acceptable Use Policy, or your Service Agreement.
8.9.5 Required by Law
Nothing in this Section limits any refund rights you may have under applicable law. If you are entitled to a refund under applicable law, BRDGE will process that refund in accordance with its legal obligations.
8.9.6 How to Request a Refund
To request a refund where one is permitted under this Section, contact BRDGE at support@brdgeinsights.com within 30 days of the triggering event. BRDGE will review and respond to all refund requests within 10 business days. Approved refunds will be issued to the original payment method within 30 business days.
9. Description of Services
9.1 Strēm Platform Features
Once you have completed account creation and onboarding, Registered Users will have access to:
AI Chatbot
Responses to investment research questions
Analysis of stocks and market trends
Information on company fundamentals
Educational content about investing
Dashboard
Customizable analytics and data visualization
Research tools and insights
Watchlist
Track securities and companies of interest
Monitor market movements
News
Curated financial news and market updates
Relevant industry information
Coverage Management and Analytics
Research coverage tracking
Analytical tools for investment research
9.2 Document Upload and Analysis
Registered Users may upload documents to the Platform for analysis by our AI tools. BRDGE will have access to any documents you upload. All uploaded documents are subject to our security protocols as described in the Privacy Policy.
9.3 Third-Party Integrations
9.4 Service Modifications
We reserve the right to:
Modify, suspend, or discontinue any aspect of our Services
Change features, functionality, or availability
Update our AI algorithms and tools
Make changes without prior notice
BRDGE will not be liable to you for the effect that any changes to the Services may have on you, including your income or business.
10. Acceptable Use Policy
10.1 Permitted Uses
You may use our Services only for:
Investment research and education purposes, whether for individual professional use or on behalf of your organization
Lawful purposes
Purposes consistent with these Terms and your Service Agreement or checkout acceptance
Professional use in accordance with your own applicable compliance obligations and, where applicable, your organization's policies
10.2 Prohibited Activities
You must not:
Violate any applicable laws or regulations
Infringe on intellectual property rights
Transmit malicious code, viruses, or harmful content
Attempt to gain unauthorized access to our systems
Scrape, copy, or download content systematically
Use our Services for any commercial purpose outside the scope of your subscription
Reverse engineer, decompile, or disassemble our software
Share your account credentials with others
Create multiple accounts to circumvent restrictions
Manipulate or interfere with our Services
Impersonate others or provide false information
Use our Services to spam or harass others
Engage in market manipulation or illegal trading activities
Upload malicious code, viruses, or other software that is harmful to BRDGE or those who access the Services
Do anything that would interfere with or put an undue burden upon the Site, Portal, Services, or BRDGE's servers
Use the Site, Portal, and/or Services in a way that would cause BRDGE to violate applicable law or infringe upon the rights of any party
Access the Site, Portal, or any portion or content thereof other than through an interface provided by BRDGE
Circumvent any Digital Rights Management (DRM) or security feature in use by BRDGE
Collect or harvest information about Registered Users, or use the Site or Portal to send unsolicited mass communications to Registered Users
Modify or interfere with any embedded features
10.3 Consequences of Violations
Violation of this Acceptable Use Policy may result in:
Immediate suspension or termination of your Account
Termination of the Service Agreement
Legal action
Reporting to appropriate authorities
BRDGE has the right, but not the obligation, to warn, suspend the Accounts of, or terminate your Account at any time, for any reason and without advance notice.
11. User Content
Registered Users will upload content to the Portal, including documents, data files, and other materials ("User Content"). For Team and Enterprise accounts, User Content will be accessible to Registered Users under the same account or Master Account (your organization).
11.1 Your Responsibility for User Content
BRDGE is not responsible for any User Content
The Registered User and Client shall maintain copies of all User Content
It is your responsibility to backup User Content as BRDGE may delete content upon account termination
11.2 License to BRDGE
You retain ownership of any information, data, or content you provide through our Services. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, store, and process your content solely to provide and improve our Services.
11.3 Data Isolation
Your User Content is isolated at the account level. Your data will not be visible to users from other Client organizations or accounts.
11.4 Data Use Restrictions
Client data is never used to train external AI models. Your proprietary information remains confidential and is processed only within BRDGE's controlled internal environment.
12. Intellectual Property Rights
12.1 BRDGE's Ownership
All content on the Site and Portal is owned by or licensed to BRDGE. All content, features, and functionality of our Services, including:
Text, graphics, logos, images
Software, code, and algorithms
AI models and training data
Trademarks and service marks (including "BRDGE," "Strēm," and related marks)
Proprietary information
are owned by BRDGE Insights LLC or our licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
12.2 Limited License
BRDGE grants you the limited right to use the Site and Portal in accordance with these Terms. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your professional use as authorized under your applicable License type.
12.3 Restrictions
You may not:
Copy, modify, or create derivative works
Distribute, sell, or transfer any portion of our Services
Remove or alter any proprietary notices
Use our intellectual property without express written permission from BRDGE
Use the Site or Portal in a manner that violates our intellectual property rights
BRDGE retains the right to remove any feature of the Site, Portal, and/or Services at any time for any reason, without prior notice.
13. External Links and External Media
Both Registered Users and BRDGE could post links to third-party websites ("External Links") or other content hosted on third-party websites ("External Media"). External Links and External Media are not affiliated with BRDGE and may contain malicious code, objectionable content, or content that violates applicable laws or the rights of third parties.
BRDGE is not responsible for any External Links, the websites to which External Links may direct, or any External Media. It is your responsibility to verify the location of External Links before clicking on them, and you assume all risks of clicking on External Links. Similarly, it is your responsibility to verify the content of External Media before viewing or listening to such media, and you assume all risks in viewing or listening to the media.
BRDGE also cannot guarantee that External Media or other information linked by External Links will continue to remain available on that third-party website. BRDGE retains the right to remove External Links or External Media at any time for any reason. BRDGE also reserves the right to prevent the Site, Portal, any pages thereof, or media on the Site or Portal from being linked to or embedded on any other website, application, or by any other means.
14. Investment Disclaimers
14.1 NOT INVESTMENT ADVICE
THE INFORMATION AND ANALYSIS PROVIDED THROUGH OUR SERVICES, INCLUDING OUR AI-POWERED CHATBOT AND RESEARCH TOOLS, ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. THEY DO NOT CONSTITUTE INVESTMENT ADVICE, FINANCIAL ADVICE, TRADING ADVICE, OR ANY OTHER TYPE OF PROFESSIONAL ADVICE.
NO COMMUNICATION FROM BRDGE MAY BE CONSTRUED TO CREATE INVESTMENT ADVICE OF ANY KIND.
14.2 No Professional Relationship
Use of our Services does not create:
An investment advisor-client relationship
A fiduciary duty
Any professional advisory relationship
An employment, agency, partnership, joint venture, or franchise relationship between you and BRDGE
14.3 Independent Verification Required
You must:
Independently verify all information
Conduct your own research and due diligence
Consult with qualified financial professionals before making investment decisions
14.4 No Recommendations
We do not recommend or endorse:
Any specific securities, investments, or strategies
Any buy, sell, or hold decisions
Any particular course of action
14.5 Investment Risks
You acknowledge that:
All investments carry risk, including loss of principal
Past performance does not guarantee future results
Market conditions can change rapidly
You are solely responsible for your investment decisions
BRDGE shall not be liable for any investment losses
14.6 AI Limitations and Accuracy
Our AI tools:
May contain errors, inaccuracies, or limitations
Should not be solely relied upon for investment decisions
Analyze data based on algorithms that may have inherent biases
Cannot predict future market movements with certainty
Provide outputs based on available data which may be incomplete or outdated
14.7 Regulatory Status
BRDGE Insights LLC is not:
A registered investment advisor
A broker-dealer
A financial institution
Regulated by the SEC, FINRA, or similar regulatory bodies (unless otherwise stated)
14.8 Third-Party Data
Financial data and information provided through our Services:
May be sourced from third-party providers
May contain inaccuracies, delays, or errors
Are not guaranteed to be complete or current
Should be independently verified before use in investment decisions
15. Disclaimers of Warranties
15.1 AS-IS Basis
YOU AGREE THAT YOUR USE OF THE SITE AND PORTAL SHALL BE ENTIRELY AT YOUR OWN RISK. THE SITE, PORTAL, AND ALL OTHER SERVICES PROVIDED BY BRDGE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, reliability, or completeness of information
Uninterrupted or error-free operation
Security of data transmission
That the Services will meet your requirements
BRDGE DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY. NO COMMUNICATION FROM BRDGE MAY BE CONSTRUED TO CREATE A WARRANTY OF ANY KIND.
15.2 No Guarantee of Results
We do not guarantee or warrant:
That our Services will meet your requirements or expectations
That results obtained will be accurate or reliable
That defects will be corrected
That our servers are free from viruses or harmful components
Any specific investment outcomes or performance
15.3 Third-Party Content
We are not responsible for:
Third-party content, data, or services
Accuracy of information from external sources
Third-party websites linked from our Services
Third-party integrations you choose to enable
15.4 California Residents
IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542 ("A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR").
16. Limitation of Liability
16.1 Maximum Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL BRDGE INSIGHTS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
Loss of profits or revenue
Loss of data or information
Investment losses
Trading losses
Business interruption
Loss of business opportunities
Cost of substitute services
WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT BRDGE HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES.
16.2 Cap on Liability
OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE IMMEDIATELY PRIOR QUARTERLY BILLING CYCLE. FOR PROFESSIONAL AND TEAM LICENSE HOLDERS, THIS CAP SHALL NOT EXCEED THE AMOUNT PAID IN THE IMMEDIATELY PRIOR ONE (1) MONTH BILLING CYCLE.
16.3 Essential Purpose
You acknowledge that this limitation of liability reflects a reasonable allocation of risk and is an essential element of the agreement between you and BRDGE Insights LLC.
16.4 Jurisdictional Limitations
Some jurisdictions do not allow certain warranty disclaimers or limitations of liability. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
17. Indemnification
You agree to indemnify, defend, and hold harmless BRDGE Insights LLC, its officers, directors, employees, agents, affiliates, successors, assigns, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees and court costs) arising from or relating to:
Your use or misuse of our Services
Your violation of these Terms or your Service Agreement
Your violation of any rights of third parties
Your violation of applicable laws or regulations
Any investment decisions you make
Any content you submit or transmit through our Services (User Content)
Any false or misleading information you provide
Your infringement of the rights of third parties
Even though you will indemnify BRDGE, BRDGE reserves the right to handle its own legal defense as it sees fit and you agree to cooperate however necessary.
18. Data Privacy and Security
18.1 Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
18.2 Financial Information
By using our Services, you acknowledge and agree that:
You may provide financial and investment information
We will collect and process this information as described in our Privacy Policy
We implement reasonable security measures but cannot guarantee absolute security
You are responsible for the accuracy of information you provide
18.3 Data Security
We employ security measures including:
Encryption of sensitive data
Secure authentication protocols
Regular security assessments
Access controls
Firm-level data isolation
However, no system is completely secure, and we cannot guarantee the security of your information.
19. Communications and Notices
19.1 Electronic Communications
By using our Services, you consent to receive electronic communications from us, including:
Account notifications
Service updates
Marketing messages (if you opt in)
Legal notices
19.2 How We Provide Notices
We may provide notices to you:
Via email to the address you provided
By posting on our website or platform
Through in-app notifications
Notices are deemed received 24 hours after sending.
19.3 Your Communications to Us
For questions, support, or notices to BRDGE, contact us at: support@brdgeinsights.com
20. Termination
20.1 Termination by You
Cancellation Procedures
You may cancel your subscription at any time prior to the next renewal date using any of the following methods:
Professional and Team License holders: Cancel directly through your account settings portal, or by contacting BRDGE at support@brdgeinsights.com. Cancellation requests must be received no later than 5 business days prior to the renewal date to be effective for that billing cycle.
Enterprise License holders: Cancellation is governed by the termination provisions of the applicable Service Agreement, which requires thirty (30) days prior written notice.
Cancellation will take effect at the end of the then-current billing cycle. You will retain access to the platform through the end of the paid period. No refunds will be issued for any unused portion of a cancelled subscription unless otherwise required by applicable law.
20.2 Effect of Termination by You
Upon your termination date (or at an earlier date if requested and BRDGE agrees):
All Accounts associated with the Registered User or Client shall be terminated
All data will be removed in accordance with our Privacy Policy
You will no longer have access to the Portal
Your right to access our Services immediately ceases
It is your responsibility to maintain copies of any materials as you will no longer have access following termination and BRDGE shall have no liability or responsibility for your materials.
20.3 Termination by BRDGE
BRDGE has the right, but not the obligation, to warn, suspend, or terminate your Account at any time, for any reason and without advance notice. We may suspend or terminate your access immediately, without prior notice, for:
Violation of these Terms
Violation of your Service Agreement
Non-payment of fees
Fraudulent or illegal activity
Any reason at our sole discretion
If BRDGE terminates your Account, you may not continue to visit the Site, use the Portal or Services, nor may you create another Account.
20.4 Survival
Provisions that by their nature should survive termination shall survive, including but not limited to: disclaimers, limitations of liability, indemnification, intellectual property rights, and dispute resolution.
21. Dispute Resolution
21.1 Governing Law
These Terms shall be construed in accordance with the laws of the Commonwealth of Massachusetts without regard to its conflict of law provisions.
21.2 Venue
To the extent court proceedings are permitted under this Agreement, all disputes must be brought in the state or federal court located in Suffolk County, Massachusetts and you agree to waive any defense of lack of personal jurisdiction or forum non conveniens you may have.
21.3 Arbitration Agreement
You agree that any dispute or claim arising from or relating to these Terms shall be finally settled by final and binding arbitration, using the English language, administered by the American Arbitration Association (the "AAA") under its Consumer Arbitration Rules (the "AAA Rules") then in effect, except that:
You may bring claims in small claims court if they qualify
Either party may seek injunctive relief in court for intellectual property or confidentiality violations
21.4 Arbitration Procedure
Arbitration will be handled by a sole arbitrator in accordance with the AAA Rules:
A Professional arbitrator
Under the rules of the American Arbitration Association (AAA)
In Massachusetts or virtually, at the election of BRDGE
Each party shall bear their own costs
Judgment on the arbitration award may be entered in any court that has jurisdiction. Any arbitration under the Terms will take place on an individual basis.
21.5 Class Action Waiver
Class arbitrations and class actions are not permitted. YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION.
21.6 Jury Trial Waiver
YOU WAIVE YOUR RIGHT TO A JURY TRIAL.
22. Digital Millennium Copyright Act
BRDGE respects the rights of copyright owners. If you believe something on the Site or Portal infringes upon your copyrights, please contact support@brdgeinsights.com with a takedown notice containing all of the following information:
Your name, address, and electronic signature
The name of, and a link to, the content you believe to be infringing
The name and description of the copyrighted work you own that you believe is being infringed upon
A statement that you have a good faith belief that there is no legal basis for the use of the materials complained of
A statement of the accuracy of your notice and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner
Once we receive your notice, BRDGE will promptly remove the offending content from the Site and/or Portal.
23. General Provisions
23.1 Entire Agreement
These Terms, together with our Privacy Policy and, where applicable, your Service Agreement, constitute the entire agreement between you and BRDGE Insights LLC regarding our Services. No waiver, consent, modification, or change in this agreement shall be binding unless posted in updated Terms by BRDGE or executed in an amendment to your Service Agreement.
23.2 Severability
If any provision of these Terms is found to be unenforceable or invalid, you agree that the remainder of the Terms shall remain in full force and effect.
23.3 Waiver
Our failure to enforce any provision shall not constitute a waiver of that provision or any other provision.
23.4 Assignment
BRDGE may assign its rights and/or delegate its duties under these Terms to any party at any time without notice. The Terms will be binding on BRDGE's successors and assigns. You may not assign your rights or delegate your duties under these Terms without our written consent.
23.5 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control.
23.6 Relationship
There is no employment, agency, partnership, joint venture, or franchise relationship created between you and BRDGE. Nothing in these Terms creates such a relationship between you and BRDGE Insights LLC.
23.7 Headings
The headings in these Terms are for convenience only and have no legal or contractual effect.
24. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by:
Posting the updated Terms on our website
Sending notice to your registered email
Displaying a notification on our platform
Your continued use of our Services after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the changes, you must discontinue use of our Services and, where applicable, terminate your Service Agreement in accordance with its terms.
25. Contact Information
For questions about these Terms, please contact us:
BRDGE Insights LLC support@brdgeinsights.com
26. Acknowledgment and Agreement
BY CLICKING "I AGREE," CREATING AN ACCOUNT, ACCESSING THE SITE OR PLATFORM, OR USING OUR SERVICES, YOU ACKNOWLEDGE THAT:
You have read and understood these Terms
You agree to be bound by these Terms
You understand that our Services do not provide investment advice
You will independently verify all information
You accept all risks associated with your investment decisions
You understand the limitations and disclaimers stated herein
You have had the opportunity to review these Terms and consult with legal counsel if desired